AmEx points can give outsized value too, but only when. Chase Sapphire Preferred. Insider pegs Chase Ultimate. The Chase Sapphire Preferred Card is a fantastic option for diving deeper into travel rewards. Each point in your Chase Sapphire Preferred® Card account or Ink Business Preferred® Credit Card account is worth 25% more when used this way. The Sapphire Preferred does have an up to a $50 credit for hotel stays booked through the Chase Ultimate Rewards portal. Using this card, you can earn 5X points on travel purchased through Chase Ultimate Rewards®; 3X points on dining, select streaming services, and eligible online grocery purchases; 2X points on all other travel purchases,. 25 cents each when redeemed for travel through the Ultimate Rewards portal, your 60,000-point bonus is worth up to $750. As noted in our full guide to Bilt Rewards, you also can redeem points for exercise classes, items from the Bilt Collection, discounts on rent and even put them toward a downpayment on a home. Insider's valuations estimate this. The card earns 1. The Ultimate Rewards program is a favorite across the board thanks to just how many ways there are to redeem points, including for travel, statement credits, and by transferring to airline and hotel partners. Several other cards weigh in at 17g, including The Platinum Card® from American Express and the Capital One Venture X Rewards Credit Card. Sign-up bonus: 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening; that's $750 when redeemed for travel through Chase Ultimate Rewards®. Sapphire Banking is Chase’s second-highest banking product with Chase Private Client being in the top spot. With Chase Sapphire Preferred, you receive 60,000 bonus points but must spend a minimum of $4,000 in purchases within your first three months of having the card. Redeem toward most anything Disney at most Disney U. Through March 2025, the Chase Sapphire Reserve offers 10x points on Lyft rides — a great return on spending — while the Sapphire Preferred Card offers 5x points. Earn 2% on select card purchases and 1% on all other card purchases. Chase Sapphire. 25 cents per point). The Chase Sapphire Preferred® Card is frequently considered the best first travel credit card, thanks to its generous rewards and reasonable $95 annual fee. The Chase Sapphire Preferred is currently offering a welcome bonus of 60,000 Ultimate Rewards points after spending $4,000 within three months. 5 points if you have an Ultimate Rewards-earning credit card like the Ink Business Preferred Credit Card or Chase Sapphire Preferred Card. But the Chase Sapphire Preferred can be your best option for these reasons: 25% travel redemption bonus:. Chase Sapphire Preferred Card: Best for beginners. Chase Sapphire Preferred Chase Sapphire Reserve; Annual fee: $95: $550: Earning rates: 5 points per dollar on travel purchased through the Ultimate Rewards portal. 2. Cardholders earn 5 points per $1 on travel purchased through. Here are some reasons the. Best at Chase for travelers: Chase Sapphire℠ Banking. 5 cents each toward travel bookings, while the Chase Sapphire Preferred and Ink Business Preferred Credit Card fetch 1. Both are solid choices, but the Chase Sapphire Preferred boasts higher point values and travel. That. The Chase Sapphire lounge at HKG opened in October 2022, making it the first Sapphire lounge to open. Chase Sapphire Reserve vs. Cons. The Sapphire Reserve's most natural competitors are another card. The value of Chase Ultimate Rewards points is what really sets the Chase Sapphire Preferred review apart from competitors, but it still has a lot of daily spending and travel perks. If you choose to use points and your Chase Sapphire Preferred credit card to pay for your purchase, each point will be worth $. In the fall of 2020, Chase launched an 80,000-point bonus on the card for several months – at the time, its biggest welcome offer ever. The Capital One Venture Rewards Credit Card is the winner over the Chase Sapphire Preferred® Card . And as further proof of the fact that the Chase Sapphire Preferred® Card isn’t an entry-level model is the fact that a full 10% of users obtained a credit limit over $20,000. The card is currently offering a sign-up bonus of 60,000 Ultimate Rewards points after you spend $4,000 on purchases in the first three months from. Capital One Venture vs. And worst of all, Chase has finally removed Airbnb as an option. 7 cents each, so to me, that’s a return of either 3. Reward your inbox with the TPG Daily newsletter. With a $95 annual fee, it's not an expensive card, which makes it an especially good choice for beginners. But this offer. These include 5x miles on travel purchased through the Chase Ultimate. Chase Sapphire Preferred Card: Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. The card recently introduced additional category bonuses to sweeten the deal: 5% on travel purchased through Chase. The Sapphire Reserve's most natural competitors are another card earning the same points but with a lower annual fee and two other premium travel credit cards. Chase Sapphire Preferred: Best for luggage insurance, ($3,000 in coverage). Additionally, it offers flexible point redemption options, no foreign. 24%, tied to the Prime Rate and set. Winner: Chase Sapphire Reserve. While the Chase Sapphire Reserve comes with a $550 annual fee, the Citi Prestige charges its own high fee at $495. By using that promotion along with my Chase Sapphire Preferred $15 per quarter statement credit and the Rakuten cash-back portal, my total order would up being closer to $10. com. ago. That's $750 when you redeem through Chase Ultimate Rewards®. Enjoy benefits such as 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining, and 2x on all other travel purchases, and $50 annual Ultimate Rewards Hotel Credit, plus more. Its collection of travel and purchase protections, statement. 99% - 29. The Chase Sapphire Reserve has the broadest Priority Pass membership, allowing you to visit Priority Pass-affiliated restaurants, spas and suites — which most other cards don't permit. For many, the decision comes down to this simple cost. P. 31, 2023). Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases. Chase Sapphire Preferred: Earn 5 points per dollar on Peloton equipment and accessory. It is less travel-focused than the Chase Sapphire Preferred, and offers a well-rounded rewards program and greater. If you like to travel, the Chase Sapphire Preferred is probably the best overall. When you book hotels through the Chase travel portal, you’ll get up to $50 in statement credits per year to reduce the cost of your reservation. The Chase Sapphire Reserve’s annual fee is slightly lower at $550. We transferred points to my corresponding individual airline and hotel partner accounts and tracked how long it took for them to show up. In turn, its 60,000-point bonus is worth $750 in travel. Best for online grocery shopping: Chase Sapphire Preferred. You must activate your subscription by Dec. Chase offers a 60,000-point bonus – worth up to $750 in travel when redeemed with Chase – if you spend $4,000 in the first three. 4% or 5. 5-3-1. United Club℠ Infinite Card. or call collect at 1-804-673-1691 while outside of the US to file claims. The Chase Sapphire Preferred® Card carries a $95 annual fee, compared to the Capital One Venture X Rewards Credit Card’s $395 annual fee (rates & fees). Annual Fees. Other Benefits and Drawbacks: One of the most affordable premium cards on the market, the Venture X comes with many benefits, such as a yearly 10,000-mile anniversary bonus, a. Cardholders can redeem points at 1. The Chase Sapphire Preferred Card is a great choice, especially if you're interested in transferrable travel rewards, with a modest $95 annual fee and the option to redeem points for 25% more. 850 Good - Excellent If you like to eat out or order in, Chase Sapphire Preferred® is a great pick with tons of meal-related and travel perks for you to enjoy. Chase Sapphire Preferred Travel Benefits. 49% - 28. Chase Sapphire Preferred Card. Chase Sapphire Preferred vs. Welcome offer. How much value you get from your Chase Ultimate Rewards points will depend on how you redeem them. There’s only a $95 annual fee, yet the card has. Chase Sapphire Preferred: 60,000 bonus points for spending $4,000 in the first three months from account opening. Purchase protection adds additional peace of mind for purchases made with your card. For a reasonable annual fee, the Chase Sapphire Preferred® Card earns bonus rewards (up to 5X) on travel, dining, select streaming services, and select online grocery purchases. The. The Chase Sapphire Reserve’s bonus is worth $900 when redeemed for travel through Chase Ultimate Rewards, whereas the Chase Sapphire Preferred’s bonus is worth $750 when redeemed for travel through Ultimate Rewards. The Chase Sapphire Preferred is best for award travel beginners who want an introduction into the world of points and miles. The best credit cards of November 2023. To compare two very different welcome bonuses, we considered the relative return on investment of each. Compared to many cards in similar rewards categories, this annual fee can quickly pay itself off if you can make use of the benefits. This fee may be worth. The Chase Sapphire Reserve and the Chase Sapphire Preferred Card now offer the complimentary DashPass benefit through Dec. Dollar Equivalent: $1,380 (60,000 Chase Ultimate Rewards Points * 0. Both are solid choices, but the Chase Sapphire Preferred boasts higher point values and travel. The Chase Sapphire Preferred is a huge winner in this category due to its exceptional welcome offer. 1:1 point transfers to Chase travel partners including major airlines and hotels. Unlike many other competitors, SoFi offers access to member benefits such as career services and access to credentialed financial advisors -- all for free. Most Prestigious Credit. CarlosACJ • 5 mo. The Chase Sapphire Preferred’s current welcome bonus is: 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. Annual. Chase Sapphire Preferred® credit card. The Chase Sapphire Preferred is a top-tier credit card for frequent flyers, offering valuable rewards, flexible redemption options, and travel perks. The Amazon Secured Card is a no-annual-fee credit card—but cardholders are required to maintain an active Amazon Prime membership in order to earn rewards, which can cost as much as $139 per. Microsoft Dynamics 365 Business Central: Best overall alternative to SAP. Chase’s Competitors Respond. Based on TPG's valuations, that's worth $1,200. Based on TPG's valuations, this equals a 4% return on spending. The Chase cards have different annual fees depending on which tier you get: Preferred is $95 a year, while Reserve is $550, of which $300 is automatically applied as statement credits on travel. Welcome bonus: 60,000 points after you spend $4,000 on purchases in the first three months from account opening. Those points are worth a minimum of $1,000 cash back or $1,250 towards travel and other categories, but they can be worth much more as shown below. Chase has basically realized that the weight raises customers’ dopamine levels. These cards offer great benefits for travel, dining and everyday purchases. The Chase Sapphire Preferred Card is one of the most popular travel rewards cards out there and comes with a number of well-known benefits, as well as an 60,000-point bonus when you spend $4,000 on purchases within the first three months of account opening — all for a $95 annual fee. 5, while Sapphire Preferred's earning rate is 5. 5 points per dollar on Lyft through March 2025. 25 cents per point: Chase Sapphire Preferred ® Card; Chase Sapphire ® Card (no longer open to new applicants)After years of sitting on the sidelines in the travel rewards card market – dominated by banks like Chase and American Express with points you can transfer to hotels and airlines – it looks like Wells Fargo is finally looking to get in on the action. With its striking metal design and a reputation for offering some of the most generous travel perks in the industry, it’s no wonder that this card has captured the attention of travelers and points enthusiasts alike. The Chase Sapphire Reserve® has a much higher annual fee — $550, compared with $95 for the Chase Sapphire Preferred® Card — but it offers richer rewards and more perks. Chase Sapphire Reserve. If you’re comparing these two rewards cards based only on their annual fees, the American Express Gold Card wins due to its much lower annual fee of $250. The Chase Sapphire Reserve® came with a $450 annual fee ($550 as of 2020) and debuted with a. Its premium sibling, the Chase Sapphire Reserve®, comes with better perks but a $550 annual fee. Capital One Venture is a better credit card than Chase Sapphire Preferred because it gives more value over the long haul with its ongoing rewards rate of 2 miles / $1 spent on all purchases. You'll earn 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening. 25 cents. However, if you are evaluating cards based heavily on the fee itself, the Sapphire Preferred® card has the advantage in this area. There is a 0% introductory APR. Daily Newsletter. Although you don’t get lounge access, you can enjoy these travel benefits: 25% redemption bonus when booking travel through Chase. The bottom line: Citi® makes it easier to waive monthly service fees on its standard checking account than Chase or Bank of America. Lyft rides through March 2025. Credit Cards. Chase Sapphire Preferred® Card. Earn 60,000 bonus points. The Chase Sapphire Preferred is a well-rounded rewards card, primarily designed for the average traveler. However, we value Chase points at 2 cents per point, making 100,000. Let’s refer back to our earlier spending scenario. Amex Platinum Card — Uber Cash. THE POINTS GUY Let's start with a side-by-side comparison of the. This annual benefit. The bottom line. When you account for the card’s various perks, including the welcome bonus, 10 percent. Without the initial bonus, you’ll need to spend. The Ink Business Preferred card offers new cardholders 100,000 bonus points for spending $8,000 in the first three months with the card. 5 cents per point through the travel portal while the Chase Sapphire Preferred and Chase Ink Business Preferred cards each get 1. 5. Best for Uber credits: American Express® Gold Card. Trip cancellation and interruption insurance up to $10,000 per person ($20,000. Although a credit score of 700 or above is typical for successful applicants, even college students with limited credit history and. One of the biggest differences between the two Sapphire cards off the bat is the annual fee. The Chase Sapphire Reserve® has a welcome offer of 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases. Hopefully, this list gives you an idea of some competing credit cards that could better suit your travel needs. While the Chase Sapphire Reserve card has a fee that is significantly higher than the Amex Gold card at $550 compared to $250, it also comes with more usable benefits including worldwide lounge access and the $300 travel statement credit which more than make up for the annual fee difference. The Chase Sapphire Preferred ® card is one of the best travel rewards cards on the market. The new version of the lounge has snazzy. The Chase Sapphire Preferred® Card is one of the best travel credit cards for beginners and experienced travelers alike. Best for overall flexible travel rewards: Chase Sapphire Preferred® Card. 1-2. S. Maintain $1,500 minimum balance. Sure, it’s an entire point “per” lower, but it’s a $95 annual fee card versus a $250 annual fee card. The Chase Sapphire Preferred® Card has become a household name in the travel rewards world – and there’s good reason for that. The Chase Sapphire Preferred® Card’s welcome offer is currently 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. If redeemed. Chase Sapphire Preferred Card. Epicor. It's the lower tier of the Sapphire cards -- Chase also offers an elite version known as the Chase Sapphire Reserve. S. Work out your way — from HIIT rides to walks and hikes to strength training, and more: Get 5x total points on Peloton equipment and accessory purchases over $150 with a max earn of 25,000 points. The Platinum Card® from American Express. 5 cents per point: Groceries through September 30, 2023; Gas through September 30, 2023; Annual membership fees through September 30, 2023; 1. The Chase Sapphire Preferred® Card is a premium travel rewards credit card (it’s made of metal, not plastic!) that earns 5X points on travel purchased through Chase Ultimate Rewards, 3X points on dining, 2X points on all other travel purchases, and 1 point per $1 spent on everything else. The Chase Sapphire Preferred earns 60,000 points when you spend $4,000 in the first three months of account opening, compared to 60,000 points after spending $6,000 within the first six months. The Chase Sapphire Preferred’s welcome bonus, on the other hand, is worth $750 when you book travel through the Chase Ultimate Rewards portal. Best at Chase: Chase Premier Plus Checking℠. The Chase Sapphire Preferred® Card comes with a reasonable $95 annual fee, and new cardholders can earn 60,000 points worth $750 in travel redeemed through Chase Ultimate Rewards when they spend. ANNUAL FEE. Best for Trip. 2x points on dining and travel purchases. With the Chase Sapphire Preferred, cardholders can earn 60,000. 5,000 more bonus points if you add an authorized user and they make a purchase in first 3 months. With Chase Sapphire Preferred, you receive 60,000 bonus points but must spend a minimum of $4,000 in purchases within your first three months of having the card. Remember that Chase Sapphire Preferred cardholders will receive up to a 25% bonus, while Chase Sapphire Reserve cardholders receive up to a 50% bonus. The Chase Sapphire Preferred® Card has many of the same credit card travel insurance benefits as the Chase Sapphire Reserve®. The Chase Sapphire Reserve comes with a. Best for premium Uber. The Chase Sapphire Preferred is a huge winner in this category due to its exceptional welcome offer. 5 cents per point with the Sapphire. The bank behind the ultra-popular Chase Sapphire Preferred® Card and Chase Sapphire Reserve® has been working for years to build its own branded lounges dubbed the Chase Sapphire Lounge by The Club. Blue Cash Preferred® Card from American Express: Best for Entertaining at home. It offers extensive access to airport lounges, a yearly credit up to $200 for incidental. It has an annual fee of $550, but includes an annual up to $300 travel credit to help essentially cover some of the cost. Pros Valuable food-related bonus categories Welcome offer is worth $750. Each offers a variety of checking and savings accounts, plus convenient branches and ATM locations. Winner: Blue Cash Preferred® Card from American Express. To join (and avoid the $25 monthly account fee), you will need to maintain a minimum $75,000 account balance. In my opinion this is the most well. And, its $95 annual fee is a fraction of the premium travel card's. It's official: Chase is in the airport lounge business. Welcome Offer: $300 cash bonus after spending $3,000 on purchases within 3 months from account opening. The Amex Platinum Card offers a much longer list of benefits and perks than the Chase Sapphire Preferred. Unfortunately, many hotels will. Chase Sapphire Preferred® Card: Best for beginners. Here’s why the $95 annual fee is. The best Visa Signature card can be a matter of opinion. For a reasonable annual fee, the Chase Sapphire Preferred® Card earns bonus rewards (up to 5X) on travel, dining, select streaming services, and select online grocery purchases. 60,000 Ultimate. While the Chase Sapphire Reserve costs $550 annually, it’s fairly easy to get $300 of that back with everyday travel purchases throughout the year. The balance transfer APR is also the same, and there is no introductory APR for either card. In addition to the card benefits, the Sapphire Reserve is an excellent card for earning and redeeming rewards. Chase Sapphire Reserve. Chase’s success with the Reserve card was difficult for. 24% and 25. The Chase Sapphire Reserve stands as one of the best travel credit cards. The Chase Sapphire Preferred® Card carries a $95 annual fee, compared to the Capital One Venture X Rewards Credit Card’s $395 annual fee (rates & fees). Chase Sapphire Banking benefits. com. Luxury Card may be a name new to many of you — it is a collection of three premium World Elite Mastercards from Barclays Bank. The Sapphire Preferred is also considered a mid-tier travel card, and it’s widely regarded as one of the best travel credit. The Chase Sapphire Preferred® Card is one of the most recommended travel credit cards. 1. The Chase Sapphire Preferred® Card’s current welcome bonus is 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. Even though stays have to be booked through the Ultimate Rewards travel portal, the portal itself is super easy to use. Chase Sapphire Preferred® Card. Best at Bank of America: Bank of America Preferred Rewards. The Chase Sapphire Preferred also has a 1:1 point transfer rate to Chase’s travel partners. Both. The Preferred card also gives you 60,000 Ultimate Rewards points after you spend $4,000 in purchases within the first three months. The Chase Sapphire Preferred® Card isn’t a credit card for everyone — you’ll need to have good to excellent credit to have a chance at getting approved. Rewards winner. 0125, but your credit card will be charged the full remaining dollar amount. Each point you redeem for travel booked through Chase Ultimate Rewards is worth $. The Chase Freedom Unlimited offers cardholders an opportunity to earn unlimited matched cash back at the end of your first year. The Chase Sapphire Preferred® Card is one of the most popular travel rewards credit card on the market. Since I had a plan, it only took me a few days to earn the bonus and get my extra. @m_adams. The card offers a decent rewards rate on every purchase you make, though it also charges a modest annual fee. 023 base) The Chase Sapphire Preferred Card is one of the gold standards for earning travel rewards. American Express® Business Gold Card: 70,000 Membership Rewards® points after spending $10,000 on eligible purchases within the first 3 months of opening an account. Why We Like It: The Chase Sapphire Preferred® Card is one of the best metal credit cards for bonus travel rewards. 9% on all orders. They did it again in the spring of 2021, bringing back an 80,000-point offer on the Preferred Card. Both the Venture and Sapphire Preferred have a $95 annual fee, so this is a clear tie. com, Hulu. With the Chase Sapphire Reserve, you would earn 131,000 Chase Ultimate Rewards points per year—24,000 points on regular purchases, 60,000 points on airfare, 18,000 points on dining, 9,000 points. In addition to lounge access, some of the top benefits for the Sapphire Reserve include: $300 annual travel credit. Citi® Double Cash Card: Best for flat-rate cash back. Chase Sapphire Preferred has a bonus offer that provides new cardholders with 60,000 points after $4,000 spent within the first 3 months — a great deal. CSP is a Visa Signature which is a tier below Visa Infinite, which is what the Venture X is. [ jump to details ] Arguably one of the most valuable travel credit cards thanks to a combination of ancillary benefits, the Chase Sapphire Preferred® Card. One of the following each month: Receive one direct deposit of $250. 1:1 point transfers to Chase travel partners including major airlines and hotels. Who shouldn't get the Sapphire Preferred? While many travelers should apply for the Chase Sapphire Preferred Card, certain types of travelers shouldn't go for the card. S. The Chase Sapphire Preferred® Card is a solid pick for cardholders who want valuable travel benefits without a high annual fee. You earn 2x Ultimate Rewards points on travel and dining. S. Amex Gold welcome offer. For years, the Chase Sapphire Reserve® has been the gold standard credit card in the points and miles world – and for good reason. The Chase cards have different annual fees depending on which tier you get: Preferred is $95 a year, while Reserve is $550, of which $300 is automatically applied as statement credits on travel. Annual fee: $395. Chase Sapphire Reserve ® Eligible charities through December 31, 2023: 1. The Chase Sapphire Preferred doesn’t offer 5X on “all” airfare like Amex Platinum, but again, it’s a $95 a. The Premier slightly outperforms the Preferred on everyday spending categories, with 3x Citi ThankYou Points per dollar at supermarkets, gas stations and restaurants, and hotels. It has the same 1:1 transfer partners as the Chase Sapphire Reserve® and a similarly robust sign-up bonus: Earn. 10% bonus points of your total purchases made the previous year, every account anniversary. Best at Citibank: Citigold® by. The Differences Between the Amex Gold Card vs Chase Sapphire Preferred. 25 cents apiece, which means that these remaining points are worth more than $1,000 toward travel. That’s worth up to $1,000 in travel. Chase Sapphire Lounge by the Club. Both cards also offer $10 per. The Sapphire Preferred® has a annual fee compared to the higher annual fee with the American Express Gold card ( ). 25 cents per point in value. Earn 100k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. A lower annual fee (and no charge for authorized users) The Capital One Venture X Rewards Credit Card's annual fee is $395, significantly lower than the Chase Sapphire Reserve®'s $550. It all starts with a sign-up bonus of. The Chase Sapphire Preferred offers one of the best sign-up bonuses available right now. (7,829 cardmember reviews) Sign in to apply faster Apply as a guest * Offer Details †. Chase Sapphire Banking. Getty Images Travel credit cards are a specialized type of credit card that earn points or miles you can. QT9: Best for life science companies. Simply put, the benefits of the Chase Sapphire Preferred are worth the $95 annual fee. The Chase Sapphire Reserve has the broadest Priority Pass membership, allowing you to visit Priority Pass-affiliated restaurants, spas and suites — which most other cards don't permit. The Chase Sapphire Preferred is designed for frequent and casual travelers. But paying an annual fee of $550 upfront isn't for everyone. Deciding between two rewards credit cards often is just a matter of comparing the rewards you'll. With the Freedom Flex, you earn $200 after spending $500 on. It provides many opportunities to redeem points for valuable rewards that go far beyond those that simpler, fixed-value cards can provide. Earning Points: See your Card Rewards Program Agreement (PDF) for more details. Dream bigger with the Disney Premier Visa Card from Chase. Frequent travelers will also get a lot of value out of Chase Sapphire Reserve because it comes with a $300 annual travel credit and. Chase Sapphire Preferred Card: Earn 60,000 bonus points after you spend. We recommend having a FICO score of. The Chase Sapphire Reserve annual fee is $550 per year. Rewards and benefits. Maria Adams, Credit Cards Moderator. By Claire Tsosie. You will earn 3x Ultimate Rewards® points on dining (one of the best credit cards for restaurants and dining ). [ jump to details ] Arguably one of the most valuable travel credit cards thanks to a combination of ancillary benefits, the Chase Sapphire Preferred® Card. New cardholders can earn 60,000 points after spending $4,000 on purchases within three months. The Chase Sapphire Preferred also starts you off with 60,000 bonus points worth $750 in travel booked through Chase Ultimate Rewards after spending $4,000 on purchases within three months of. The card carries a $95 annual fee. The Chase Sapphire Preferred is an excellent travel rewards card, but it’s got plenty of competition if you’re looking for something cheaper or better. The Chase Sapphire Preferred® Card and Chase Sapphire Reserve® are two of Chase’s top credit cards. Chase has plans for a Chase Sapphire Lounge by The Club in nine locations ; facilities in Austin (a 'terrace,' not a lounge), Boston and Hong Kong are now open. It. The Chase Sapphire Preferred® Card also comes with a decent amount of perks and partner benefits, and it’s not hard to justify paying the $95 annual fee: Up to $50 in annual hotel credits for bookings through the Chase Ultimate Rewards® portal. Sapphire Preferred highlights include: The card currently offers a 60,000-point sign-up bonus — worth a minimum of $750 toward paid travel. The Chase Sapphire Preferred offers a compelling sign-up bonus for first-time applicants. Chase Sapphire Preferred is one of the best travel credit cards on the market, and it offers big value upfront with an initial bonus of 60,000 points for spending $4,000 in the first 3 months. The Chase Sapphire Preferred and the Citi Premier have a lot in common: With sizable welcome bonuses, good returns on spending, transferable points, and manageable annual fees, they’re both excellent. Best cards for earning Chase Ultimate Rewards. Amex EveryDay Preferred (EDP): They have the same $95 annual fees. Offer ends Mar. New Chase Sapphire Preferred® Card cardholders can earn 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account. NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, JPMORGAN CHASE BANK, N. Here’s why the $95 annual fee is worth it: Chase Sapphire Preferred® Card. Bank Cash+® Visa. The lounge is also accessible for passengers departing from the East Hall via shuttle or a 10- to 15-minute walk. The Chase Sapphire Preferred® gives a $50 hotel credit when you book through the Chase Travel Portal vs the Chase Sapphire Reserve® which gets a broader $300 travel credit that is valid on travel purchases outside the Chase travel portal. Yes, the Citi Prestige is a Mastercard, which means it is widely accepted at many retailers. We recommend having a FICO score of. It has a generous sign-up bonus and you can earn points on. 25 cents each for travel booked through Chase or transfer points. Rewards Rate. It offers strong value to consumers looking for a hefty welcome offer, flexible rewards and generous. To file a claim over the phone, start by calling 888-320-9961. Right now, the standard welcome offer on the Chase Sapphire Preferred card is 80,000 Ultimate Rewards® points, earned after spending $4,000 in three months. 01 (one cent), which means that 100 points equals $1 in redemption value. Both come with manageable annual fees for beginners and experts, at $95 per year. The Chase Sapphire Preferred card sounds attractive with its $95 annual fee (as opposed to the Reserve card’s $550 annual fee). With the Sapphire Preferred, your Chase points are worth 1. The Chase Sapphire Preferred® Card isn’t a credit card for everyone — you’ll need to have good to excellent credit to have a chance at getting approved. See moreThe Best Alternatives to Chase Sapphire Reserve. The Chase Sapphire Preferred Card earns 2x points instead of 3x points on travel when compared to the Chase Sapphire. Your points are worth 25% more when you booking award travel instead of cash or gift card rewards. Until then eligible new cardmembers can earn 80,000 bonus points after spending $4,000 on. Simply put, the benefits of the Chase Sapphire Preferred are worth the $95 annual fee. United Quest℠ Card. by total assets, the 2 institutions couldn’t have a more opposite approach to credit card portfolios. Among the top cards in this category are the Chase Sapphire Preferred Card and the Capital One Venture Rewards Credit Card. You can redeem your Ultimate Rewards point totals for travel-related purchases. Chase Sapphire Preferred Card. The Chase Sapphire Preferred earns unlimited: 5x points on travel purchased through Chase Ultimate Rewards® (excluding hotel purchases that qualify for the $50 Anniversary Hotel Credit). The Chase Sapphire Preferred’s current welcome bonus is: 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. Chase Sapphire Preferred: 60,000. In 2016, Chase cannonballed into the premium credit card market with an offer many found irresistible. Still, Chase Sapphire Preferred points are only worth 1. The most prestigious credit card is the invitation-only Centurion® Card from American Express (Amex Black Card), as well as The Platinum Card® from American Express, and the Chase Sapphire Reserve® card. You can earn 100,000 Chase Ultimate Rewards points for opening a Chase Sapphire Preferred Card and spending $4,000 in 3 months. Chase Sapphire Preferred - Refer-A-Friend - Chase. With so many travel credit cards to choose from, it’s tough competition. TPG values Ultimate Rewards points at an even 2 cents each, making this bonus worth $1,200. The Chase Sapphire Preferred® Card’s increased bonus is scheduled to expire by 9:00AM ET on 5/25/2023. That said, the Autograph card’s bonus spending requirement skews higher than some competitors, at $1,500 in your first three months. In this article, we pit the Chase Sapphire Reserve® vs.